# www.usmortgagecalc.com — financial services — 2 of 5

Home > Browse > By country > United States > www.usmortgagecalc.com

> Probe-verified (tier 2 of 3). Last checked 2026-09-26. 2 of 5 capability checks passed. 2 unknown.

- host: www.usmortgagecalc.com
- url: https://www.usmortgagecalc.com/
- category: financial services
- type: business
- country: US
- language: en

## Probe-verified · tier 2 of 3

Probed live on 2026-09-26 against rubric v1.2. 2 of 5 checks passed. 2 unknown.

- UNKNOWN — Markdown negotiation (`Accept: text/markdown`)
- UNKNOWN — Markdown twin at a predictable URL (`/page.md`)
- PASS — llms.txt (`/llms.txt`)
- FAIL — API catalog (`RFC 9727`)
- PASS — MCP server card answers (`/.well-known/mcp/server-card.json → tools/list`)

MCP tools (from tools/list on 2026-09-26): calculate_mortgage, calculate_amortization, calculate_pmi, calculate_property_tax, calculate_affordability, calculate_refinance, estimate_closing_costs, calculate_rent_vs_buy, compare_loans, get_state_mortgage_rules, list_states

## Summary

Free US mortgage calculators with 50-state property tax data, covering monthly payments (PITI), mortgage insurance, affordability, refinancing, closing costs, and rent-versus-buy analysis for the United States.

## Context

908 sites in this index share the category "financial services"; 167 are transactional.

## How we grade

- tier 1 — **Declared**: The site says agents are welcome in its robots.txt. A permission, not a capability.
- tier 2 — **Probe-verified** (this site): We fetched the site and tested each signal ourselves. Dated, repeatable, re-checked on a schedule.
- tier 3 — **Behaviourally verified**: An agent completed the action end to end — booked, bought, submitted — and it worked.

## About this record

Known Good probes sites live and publishes what was tested and when.
Method: https://knowngood.sh/about.md · Rubric: https://knowngood.sh/benchmark

How we found this site: probe discovery. This site didn't declare agent access — we found it by checking the open web. Everything above was tested the same way, against the same rubric, on the date shown. [How we choose what to check, and how to opt out](https://knowngood.sh/bot)

## Where this sits

- United States: https://knowngood.sh/country/US
- business: https://knowngood.sh/type/business
- financial services: https://knowngood.sh/category/financial-services
- Browse: https://knowngood.sh/browse
- Rubric: https://knowngood.sh/benchmark